Are You Asking: “Should I Refinance?”

The Mortgage Refinance Journal is your unbiased and independent stop for information and advice for getting the lowest rate, best terms, and easiest experience when it comes to mortgage refinancing!  We concentrate on innovate home mortgage refinance products and financing ideas.  Best of all, we are fully independent – we do not work directly with any broker or provider of home mortgage loan product, so we can provide unbiased information and advice about the home mortgage refinance process.  Our goal is to answer the common question: “Should I refinance my mortgage?”

The Mortgage Refinance Journal will be presenting various kinds of home mortgage refinance types as we explore when to refinance, some you have heard of and some you probably have not.  Our coverage will include topics such as:

  • “Part and part” home mortgages which allow you to pay off your mortgage in two steps
  • Innovative home equity products that offer some protection against rates rising
  • Assumable mortgages that can make it easier to sell your home in the future
  • Ways to asses the ideal term for your home mortgage loan
  • How to choose a broker or bank wisely to get the lowest home mortgage refinance rate
  • How to compare different types of home mortgage loan products, including interest only and reverse mortgages

Our goal is to give you enough information about home mortgage loan products and the mortgage refinance process in general so that you will know about each type of possible refi before you call a prospective mortgage broker.  We do not think it is that person who should be answering the question “Should I refinance my mortgage?” because they are inherently biased.  And once again, our independence from any mortgage broker or bank allows us to present this information in a fully unbiased way.

Aside from this page which has the latest information and advice about the mortgage refinance process, we have the following comprehensive pages:

How to get the lowest mortgage refinance rate covers the information and advice you need to get the most favorable rate and terms

Mortgage refinance process terms and definitions gives you the ability to talk the talk during the home mortgage refinance process

The different types of home mortgage refinance loan covers lesser known types of mortgage loans

Tips to getting the best mortgage provides overall tips and tricks and overall knowing when to refinance

About Us gives you information about why we are here providing free information about home mortgage loans

List of Fees allows you to see what the home mortgage refinance charges might be and gives a range of how much they should be

Steps in the refinance process brings you step by step through the home mortgage loan process

When to Refinance gives some information about the common question – when should I refinance my home loan

The Mortgage Refinance Journal will also explore the various terms you can get on more conventional home mortgage refinance products as well, from lengths of time to types of payments on your home refinance loan.  The more informed and knowledgeable you are when you call your bank or broker, the better you are likely to do in the home mortgage refinance process.  We want to provide you with the unbiased independent information you need to get a great rate and the most favorable terms you can!

Thanks for visiting and we hope that in the end you will get your answer to the question “Should I refinance my mortgage?”