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Almost every one of us has thought of some sort of a planning to build your financial future. And those who haven’t, it may be high time to consider how safe you are possibly going to be in the future with regards to your financial freedom. With the economy as …
An endowment policy is basically a life insurance policy, but after a certain amount of time, or when the holder dies, a certain amount of money is given to someone. In the case of some policies, it is possible to handle the money when there is an extreme case of …
I belong to an active investment club. Many of the members are struggling to keep their hard earned savings. Almost all have complained whenever the subject turns to stops. Everyone knows about prior threats to their portfolios: Desert Storm, Bosnia, 9/11, Too Big to Fail. Great Stocks? Most have bought …
Provisions in a life insurance policy are contracted statements that life insurance policies are required to follow. These are legal provisions prepared and stated in your life insurance policy. All life insurance policies have provisions. Common Provisions Some of the more common provisions in insurance policies include but are not …
Most people have some type of life insurance policy and even if they have gone through the policy once or twice they haven’t really read through and may not understand it, or may have opted not to get double indemnity when they don’t even know what it means. Receive Double …
Traditional fixed life insurance, also known as interest sensitive life insurance, is a type of universal ife insurance. Universal life insurance is a newer type of life insurance where there is greater flexibility in paying premiums and promises a great cash return or value. It is like permanent life insurance …
Life insurance is in place as a financial safety net in the event that someone dies. If an individual passes away who is a financial provider for a family that family needs to have a way to supplement the lost income. This is especially the case if the individual who …
Most people would not prefer their income to drop after retirement. In fact, necessities and luxuries don’t change. You cannot get out from what you have been used to for so many years. These factors have made the baby boomer generation hover over the fact of how they should …
How Much To Purchase Knowing how much life insurance to purchase can be just as overwhelming as choosing a company to purchase it from. How much insurance you need greatly depends on your financial status and your needs. Someone with a substantial personal wealth might need more life insurance than …
When I was little, I liked spending my time creating jewellery with all sorts of fabric and accessories I could find at home and this passion endured throughout my teenage years. Therefore, it came as no surprise when, ten years later, I told all my friends that I would be …
